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Gurgaon Techie, 25, Breaks Down Rs 90,000 Monthly Expenses: "I Don't Party"

A 25-year-old product manager from Gurgaon has gone viral after sharing a detailed breakdown of his Rs 90,000 monthly expenses, offering a candid look at the cost of living for young professionals in a tier-1 city. Shivank Goel posted the breakdown on Instagram, highlighting how everyday expenses, rather than an extravagant lifestyle, add up quickly. Despite not spending on parties or luxury hobbies, his monthly outflow reflects the financial reality of urban adulting. His fixed costs include Rs 18,000 for rent for a 2BHK apartment, along with Rs 2,000 for house help and Rs 1,000 for electricity. Digital essentials such as Wi-Fi, subscriptions, and phone bills come to around Rs 3,000 per month. Notably, his commute and weekday meals cost him nothing, as they are covered by his workplace. Beyond essentials, he spends about Rs 5,000 on groceries and supplements like protein powder. He also sets aside Rs 20,000 every month for SIP investments, indicating a strong focus on savings and fi...

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